LoanUnited.com · Kansas · 2025

LoanUnited.com in Kansas: approval rate, denial rate and rates (2025)

LoanUnited.com took 83 mortgage applications in Kansas in 2025, ranking #182 of 766 lenders active in the state. It originated 36.1% of them and denied 8.4% (18.9% of the applications it decided), against a statewide denial rate of 15.0%.

83Applicationsin KS
18.9%Decision denial ratestate 18.3%
6.00%Median ratestate 6.63%
$265,000Median loanstate $165,000
$8.9MVolume23 counties

LoanUnited.com in Kansas vs the state

8.4%Denial rate-6.60 pts vs state
18.9%Decision denial rate+0.64 pts vs state
36.1%Origination rate-27.68 pts vs state
6.00%Median rate-0.63 pts vs state
-0.10Rate spread (pts)-0.40 pts vs state
$107kMedian applicant income
30Loans originated
7Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202427110.0%5.99%#258
202583308.4%6.00%#182

What LoanUnited.com lends in Kansas

By loan purpose

Home purchase 20 24% · 10.0% denied
Refinance 63 76% · 7.9% denied

By loan type

Conventional 6 7% · 0.0% denied
FHA 31 37% · 12.9% denied
VA 46 55% · 6.5% denied

Why it denied Kansas applicants

Credit history 4 57%
Employment history 2 29%
Other 1 14%

Where in Kansas

Counties with the most LoanUnited.com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sedgwick County 1570 0.0%
Shawnee County 1415 35.7%
Johnson County 1260 0.0%
Wyandotte County 721 14.3%
Leavenworth County 640 0.0%
Pottawatomie County 310 0.0%
Geary County 311 33.3%
Douglas County 320 0.0%
Seward County 210 0.0%
Ford County 210 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 83 applications in 2025, of which 30 were originated and 7 denied.

8.4% of all applications, or 18.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans LoanUnited.com originated in Kansas in 2025 was 6.00%, against a statewide median of 6.63%.

About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology