Loan Funder in Kansas vs the state
12.1%Denial rate-2.91 pts vs state
20.3%Decision denial rate+2.06 pts vs state
47.5%Origination rate-16.35 pts vs state
7.50%Median rate+0.88 pts vs state
—Rate spread (pts)
—Median applicant income
47Loans originated
12Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 7 | 8.3% | 8.41% | #263 |
| 2024 | 89 | 49 | 6.7% | 7.70% | #164 |
| 2025 | 99 | 47 | 12.1% | 7.50% | #171 |
What Loan Funder lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wyandotte County | 45 | 26 | 4 | 8.9% |
| Johnson County | 19 | 8 | 2 | 10.5% |
| Sedgwick County | 18 | 7 | 1 | 5.6% |
| Douglas County | 4 | 2 | 0 | 0.0% |
| Shawnee County | 4 | 2 | 1 | 25.0% |
| Geary County | 2 | 1 | 1 | 50.0% |
| Miami County | 1 | 0 | 1 | 100.0% |
| Leavenworth County | 1 | 0 | 0 | 0.0% |
| Butler County | 1 | 0 | 0 | 0.0% |
| Crawford County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 99 applications in 2025, of which 47 were originated and 12 denied.
12.1% of all applications, or 20.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Loan Funder originated in Kansas in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology