Loan Funder in Arkansas vs the state
10.1%Denial rate-8.05 pts vs state
23.3%Decision denial rate+0.20 pts vs state
33.3%Origination rate-23.50 pts vs state
7.65%Median rate+1.03 pts vs state
—Rate spread (pts)
—Median applicant income
23Loans originated
7Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 7 | 16.0% | 11.50% | #245 |
| 2024 | 59 | 21 | 17.0% | 7.65% | #186 |
| 2025 | 69 | 23 | 10.1% | 7.65% | #183 |
What Loan Funder lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 33 | 14 | 2 | 6.1% |
| Lonoke County | 6 | 0 | 0 | 0.0% |
| Benton County | 4 | 0 | 1 | 25.0% |
| Crittenden County | 4 | 2 | 0 | 0.0% |
| Garland County | 3 | 0 | 2 | 66.7% |
| Sebastian County | 3 | 1 | 0 | 0.0% |
| Greene County | 3 | 2 | 0 | 0.0% |
| Desha County | 2 | 0 | 0 | 0.0% |
| Crawford County | 2 | 1 | 0 | 0.0% |
| Saline County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 69 applications in 2025, of which 23 were originated and 7 denied.
10.1% of all applications, or 23.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Loan Funder originated in Arkansas in 2025 was 7.65%, against a statewide median of 6.63%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology