Lima One Capital in Nevada vs the state
17.6%Denial rate+0.13 pts vs state
21.3%Decision denial rate-0.89 pts vs state
64.8%Origination rate+7.13 pts vs state
8.80%Median rate+2.18 pts vs state
—Rate spread (pts)
—Median applicant income
59Loans originated
16Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 7 | 0.0% | 8.60% | #343 |
| 2024 | 77 | 52 | 19.5% | 9.85% | #165 |
| 2025 | 91 | 59 | 17.6% | 8.80% | #151 |
What Lima One Capital lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 75 | 52 | 11 | 14.7% |
| Elko County | 10 | 6 | 0 | 0.0% |
| Nye County | 4 | 0 | 4 | 100.0% |
| Washoe County | 2 | 1 | 1 | 50.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 91 applications in 2025, of which 59 were originated and 16 denied.
17.6% of all applications, or 21.3% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Lima One Capital originated in Nevada in 2025 was 8.80%, against a statewide median of 6.63%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology