Lima One Capital in Mississippi vs the state
31.6%Denial rate+8.66 pts vs state
35.3%Decision denial rate+6.84 pts vs state
57.9%Origination rate+5.02 pts vs state
7.30%Median rate+0.55 pts vs state
—Rate spread (pts)
—Median applicant income
11Loans originated
6Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 30 | 0.0% | 9.35% | #192 |
| 2024 | 51 | 25 | 27.5% | 8.35% | #160 |
| 2025 | 19 | 11 | 31.6% | 7.30% | #244 |
What Lima One Capital lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 5 | 5 | 0 | 0.0% |
| Hinds County | 4 | 2 | 2 | 50.0% |
| Forrest County | 3 | 1 | 1 | 33.3% |
| Harrison County | 2 | 1 | 1 | 50.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Lowndes County | 1 | 0 | 1 | 100.0% |
| Lafayette County | 1 | 0 | 0 | 0.0% |
| Coahoma County | 1 | 0 | 1 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 19 applications in 2025, of which 11 were originated and 6 denied.
31.6% of all applications, or 35.3% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Lima One Capital originated in Mississippi in 2025 was 7.30%, against a statewide median of 6.75%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology