Liberty Bank and Trust in Mississippi vs the state
23.6%Denial rate+0.72 pts vs state
27.7%Decision denial rate-0.79 pts vs state
61.8%Origination rate+8.95 pts vs state
—Median rate
—Rate spread (pts)
$61kMedian applicant income
34Loans originated
13Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 25 | 20.0% | — | #169 |
| 2024 | 66 | 36 | 34.9% | — | #143 |
| 2025 | 55 | 34 | 23.6% | — | #164 |
What Liberty Bank and Trust lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most Liberty Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hinds County | 26 | 15 | 7 | 26.9% |
| Warren County | 15 | 8 | 5 | 33.3% |
| Rankin County | 5 | 4 | 1 | 20.0% |
| Forrest County | 2 | 2 | 0 | 0.0% |
| Madison County | 2 | 1 | 0 | 0.0% |
| Pike County | 1 | 1 | 0 | 0.0% |
| Walthall County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 55 applications in 2025, of which 34 were originated and 13 denied.
23.6% of all applications, or 27.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Liberty Bank and Trust's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology