Liberty Bank and Trust in Louisiana vs the state
24.3%Denial rate+2.15 pts vs state
27.1%Decision denial rate-1.08 pts vs state
65.5%Origination rate+13.57 pts vs state
—Median rate
—Rate spread (pts)
$68kMedian applicant income
97Loans originated
36Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 136 | 80 | 20.6% | — | #142 |
| 2024 | 150 | 80 | 31.3% | — | #127 |
| 2025 | 148 | 97 | 24.3% | — | #141 |
What Liberty Bank and Trust lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Liberty Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 79 | 57 | 13 | 16.5% |
| East Baton Rouge Parish | 21 | 12 | 8 | 38.1% |
| St. Tammany Parish | 11 | 7 | 4 | 36.4% |
| Jefferson Parish | 11 | 7 | 2 | 18.2% |
| Ascension Parish | 4 | 2 | 2 | 50.0% |
| Livingston Parish | 4 | 3 | 1 | 25.0% |
| Lafayette Parish | 2 | 2 | 0 | 0.0% |
| Rapides Parish | 2 | 0 | 2 | 100.0% |
| Caddo Parish | 2 | 1 | 0 | 0.0% |
| West Baton Rouge Parish | 2 | 1 | 1 | 50.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 148 applications in 2025, of which 97 were originated and 36 denied.
24.3% of all applications, or 27.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Liberty Bank and Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology