LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Ohio vs the state
7.6%Denial rate-10.11 pts vs state
12.4%Decision denial rate-9.51 pts vs state
47.8%Origination rate-12.09 pts vs state
6.00%Median rate-0.88 pts vs state
-0.26Rate spread (pts)-0.65 pts vs state
$134kMedian applicant income
164Loans originated
26Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 14 | 2.9% | 6.06% | #444 |
| 2024 | 74 | 33 | 8.1% | 6.37% | #353 |
| 2025 | 343 | 164 | 7.6% | 6.00% | #181 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 45 | 24 | 0 | 0.0% |
| Hamilton County | 35 | 14 | 4 | 11.4% |
| Cuyahoga County | 32 | 12 | 2 | 6.3% |
| Montgomery County | 21 | 8 | 0 | 0.0% |
| Summit County | 20 | 9 | 1 | 5.0% |
| Delaware County | 19 | 6 | 1 | 5.3% |
| Warren County | 17 | 8 | 2 | 11.8% |
| Butler County | 13 | 8 | 2 | 15.4% |
| Union County | 11 | 8 | 0 | 0.0% |
| Lorain County | 10 | 6 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 343 applications in 2025, of which 164 were originated and 26 denied.
7.6% of all applications, or 12.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Ohio in 2025 was 6.00%, against a statewide median of 6.88%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology