Unnamed lender 254900M2C4Q6DATP2889 · Ohio · 2025

Unnamed lender 254900M2C4Q6DATP2889 in Ohio: approval rate, denial rate and rates (2025)

Unnamed lender 254900M2C4Q6DATP2889 took 699 mortgage applications in Ohio in 2025, ranking #111 of 1,092 lenders active in the state. It originated 35.1% of them and denied 21.2% (37.7% of the applications it decided), against a statewide denial rate of 17.7%.

699Applicationsin OH
37.7%Decision denial ratestate 21.9%
6.25%Median ratestate 6.88%
$245,000Median loanstate $155,000
$65MVolume72 counties

Unnamed lender 254900M2C4Q6DATP2889 in Ohio vs the state

21.2%Denial rate+3.48 pts vs state
37.7%Decision denial rate+15.77 pts vs state
35.1%Origination rate-24.85 pts vs state
6.25%Median rate-0.63 pts vs state
0.47Rate spread (pts)+0.09 pts vs state
$85kMedian applicant income
245Loans originated
148Denied

What Unnamed lender 254900M2C4Q6DATP2889 lends in Ohio

By loan purpose

Home purchase 1 0% · 0.0% denied
Refinance 50 7% · 24.0% denied
Cash-out refinance 637 91% · 21.0% denied
Home improvement 11 2% · 18.2% denied

By loan type

Conventional 92 13% · 17.4% denied
FHA 418 60% · 22.7% denied
VA 189 27% · 19.6% denied

Why it denied Ohio applicants

Collateral 76 51%
Credit history 36 24%
Debt-to-income ratio 36 24%

Where in Ohio

Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Franklin County 983215 15.3%
Cuyahoga County 461417 37.0%
Hamilton County 441310 22.7%
Montgomery County 31127 22.6%
Summit County 3096 20.0%
Stark County 29114 13.8%
Butler County 2629 34.6%
Licking County 23103 13.0%
Delaware County 2092 10.0%
Fairfield County 1864 22.2%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 699 applications in 2025, of which 245 were originated and 148 denied.

21.2% of all applications, or 37.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Ohio in 2025 was 6.25%, against a statewide median of 6.88%.

About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology