Lendage in Ohio vs the state
11.5%Denial rate-6.19 pts vs state
12.4%Decision denial rate-9.45 pts vs state
74.5%Origination rate+14.61 pts vs state
11.25%Median rate+4.38 pts vs state
5.20Rate spread (pts)+4.81 pts vs state
$107kMedian applicant income
719Loans originated
111Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 478 | 327 | 15.1% | 13.25% | #114 |
| 2024 | 748 | 535 | 15.4% | 13.00% | #100 |
| 2025 | 965 | 719 | 11.5% | 11.25% | #89 |
What Lendage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Lendage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 84 | 49 | 18 | 21.4% |
| Cuyahoga County | 81 | 62 | 6 | 7.4% |
| Hamilton County | 54 | 36 | 7 | 13.0% |
| Summit County | 44 | 34 | 2 | 4.5% |
| Lake County | 42 | 29 | 7 | 16.7% |
| Lorain County | 42 | 30 | 8 | 19.0% |
| Butler County | 38 | 26 | 5 | 13.2% |
| Stark County | 35 | 30 | 2 | 5.7% |
| Lucas County | 34 | 22 | 5 | 14.7% |
| Montgomery County | 30 | 26 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 965 applications in 2025, of which 719 were originated and 111 denied.
11.5% of all applications, or 12.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Lendage originated in Ohio in 2025 was 11.25%, against a statewide median of 6.88%.
About this data. Figures are Lendage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology