Leaders Credit Union in Mississippi vs the state
19.2%Denial rate-3.69 pts vs state
25.0%Decision denial rate-3.45 pts vs state
57.7%Origination rate+4.82 pts vs state
6.49%Median rate-0.26 pts vs state
-0.14Rate spread (pts)-0.48 pts vs state
$120kMedian applicant income
30Loans originated
10Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 6 | 28.6% | 7.63% | #248 |
| 2024 | 24 | 18 | 16.7% | 6.99% | #221 |
| 2025 | 52 | 30 | 19.2% | 6.49% | #167 |
What Leaders Credit Union lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Leaders Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 36 | 20 | 6 | 16.7% |
| Marshall County | 5 | 4 | 1 | 20.0% |
| Tate County | 3 | 3 | 0 | 0.0% |
| Madison County | 2 | 0 | 1 | 50.0% |
| Prentiss County | 1 | 0 | 1 | 100.0% |
| Bolivar County | 1 | 1 | 0 | 0.0% |
| Alcorn County | 1 | 0 | 0 | 0.0% |
| Oktibbeha County | 1 | 1 | 0 | 0.0% |
| Tishomingo County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 0 | 1 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 52 applications in 2025, of which 30 were originated and 10 denied.
19.2% of all applications, or 25.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Leaders Credit Union originated in Mississippi in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Leaders Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology