Leaderone Financial in Washington vs the state
11.0%Denial rate-4.70 pts vs state
14.0%Decision denial rate-5.57 pts vs state
67.2%Origination rate+6.09 pts vs state
6.63%Median rate0.00 pts vs state
0.30Rate spread (pts)+0.11 pts vs state
$130kMedian applicant income
233Loans originated
38Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 352 | 229 | 15.1% | 6.88% | #116 |
| 2024 | 285 | 205 | 8.1% | 6.99% | #135 |
| 2025 | 347 | 233 | 11.0% | 6.63% | #132 |
What Leaderone Financial lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Leaderone Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Snohomish County | 59 | 37 | 11 | 18.6% |
| Spokane County | 57 | 33 | 9 | 15.8% |
| Clark County | 42 | 31 | 4 | 9.5% |
| King County | 42 | 20 | 6 | 14.3% |
| Pierce County | 39 | 27 | 3 | 7.7% |
| Grays Harbor County | 18 | 14 | 1 | 5.6% |
| Thurston County | 17 | 12 | 1 | 5.9% |
| Whatcom County | 12 | 8 | 0 | 0.0% |
| Lewis County | 9 | 7 | 1 | 11.1% |
| Cowlitz County | 8 | 8 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 347 applications in 2025, of which 233 were originated and 38 denied.
11.0% of all applications, or 14.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Leaderone Financial originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology