Leaderone Financial in Ohio vs the state
11.0%Denial rate-6.67 pts vs state
14.0%Decision denial rate-7.91 pts vs state
67.8%Origination rate+7.90 pts vs state
6.63%Median rate-0.25 pts vs state
0.48Rate spread (pts)+0.09 pts vs state
$78kMedian applicant income
80Loans originated
13Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 132 | 78 | 17.4% | 6.69% | #268 |
| 2024 | 89 | 57 | 6.7% | 6.75% | #322 |
| 2025 | 118 | 80 | 11.0% | 6.63% | #307 |
What Leaderone Financial lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Leaderone Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 28 | 18 | 4 | 14.3% |
| Summit County | 13 | 11 | 0 | 0.0% |
| Warren County | 9 | 5 | 3 | 33.3% |
| Hamilton County | 7 | 3 | 1 | 14.3% |
| Cuyahoga County | 7 | 5 | 0 | 0.0% |
| Clermont County | 6 | 4 | 1 | 16.7% |
| Lorain County | 6 | 5 | 1 | 16.7% |
| Butler County | 5 | 5 | 0 | 0.0% |
| Greene County | 4 | 3 | 0 | 0.0% |
| Mahoning County | 4 | 4 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 118 applications in 2025, of which 80 were originated and 13 denied.
11.0% of all applications, or 14.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Leaderone Financial originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology