Leaderone Financial in Kansas vs the state
4.9%Denial rate-10.13 pts vs state
6.6%Decision denial rate-11.68 pts vs state
69.3%Origination rate+5.51 pts vs state
6.63%Median rate0.00 pts vs state
0.52Rate spread (pts)+0.22 pts vs state
$102kMedian applicant income
382Loans originated
27Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 516 | 343 | 8.7% | 6.88% | #38 |
| 2024 | 466 | 320 | 7.3% | 6.88% | #54 |
| 2025 | 551 | 382 | 4.9% | 6.63% | #49 |
What Leaderone Financial lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Leaderone Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 194 | 120 | 12 | 6.2% |
| Shawnee County | 77 | 63 | 7 | 9.1% |
| Wyandotte County | 62 | 39 | 0 | 0.0% |
| Sedgwick County | 51 | 40 | 1 | 2.0% |
| Leavenworth County | 30 | 19 | 1 | 3.3% |
| Douglas County | 14 | 10 | 0 | 0.0% |
| Butler County | 13 | 10 | 1 | 7.7% |
| Riley County | 13 | 8 | 0 | 0.0% |
| Franklin County | 12 | 8 | 1 | 8.3% |
| Miami County | 12 | 10 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 551 applications in 2025, of which 382 were originated and 27 denied.
4.9% of all applications, or 6.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Leaderone Financial originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology