Leader Bank in Washington vs the state
12.8%Denial rate-2.83 pts vs state
15.6%Decision denial rate-3.91 pts vs state
66.7%Origination rate+5.61 pts vs state
6.31%Median rate-0.31 pts vs state
-0.10Rate spread (pts)-0.28 pts vs state
$230kMedian applicant income
26Loans originated
5Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 4 | 0.0% | 6.81% | #535 |
| 2024 | 17 | 11 | 0.0% | 6.63% | #400 |
| 2025 | 39 | 26 | 12.8% | 6.31% | #318 |
What Leader Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Leader Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 22 | 16 | 3 | 13.6% |
| Snohomish County | 5 | 2 | 2 | 40.0% |
| Pierce County | 4 | 4 | 0 | 0.0% |
| Clark County | 3 | 1 | 0 | 0.0% |
| Skagit County | 2 | 0 | 0 | 0.0% |
| Skamania County | 1 | 1 | 0 | 0.0% |
| Island County | 1 | 1 | 0 | 0.0% |
| Thurston County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 39 applications in 2025, of which 26 were originated and 5 denied.
12.8% of all applications, or 15.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Leader Bank originated in Washington in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are Leader Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology