Kind Lending in Ohio vs the state
31.3%Denial rate+13.65 pts vs state
36.5%Decision denial rate+14.62 pts vs state
52.9%Origination rate-7.04 pts vs state
6.88%Median rate0.00 pts vs state
0.61Rate spread (pts)+0.22 pts vs state
$86kMedian applicant income
194Loans originated
115Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 69 | 33 | 31.9% | 6.99% | #348 |
| 2024 | 136 | 64 | 22.8% | 6.88% | #268 |
| 2025 | 367 | 194 | 31.3% | 6.88% | #172 |
What Kind Lending lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Kind Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lucas County | 43 | 16 | 15 | 34.9% |
| Franklin County | 42 | 22 | 14 | 33.3% |
| Hamilton County | 32 | 21 | 9 | 28.1% |
| Cuyahoga County | 27 | 11 | 11 | 40.7% |
| Butler County | 18 | 10 | 7 | 38.9% |
| Summit County | 17 | 11 | 4 | 23.5% |
| Clermont County | 16 | 10 | 5 | 31.3% |
| Stark County | 13 | 8 | 4 | 30.8% |
| Licking County | 11 | 8 | 3 | 27.3% |
| Fairfield County | 9 | 2 | 5 | 55.6% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 367 applications in 2025, of which 194 were originated and 115 denied.
31.3% of all applications, or 36.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Kind Lending originated in Ohio in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Kind Lending's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology