Kind Lending in Arkansas vs the state
28.5%Denial rate+10.30 pts vs state
30.5%Decision denial rate+7.33 pts vs state
63.4%Origination rate+6.61 pts vs state
6.63%Median rate0.00 pts vs state
0.39Rate spread (pts)+0.05 pts vs state
$94kMedian applicant income
118Loans originated
53Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 52 | 36 | 21.2% | 7.00% | #189 |
| 2024 | 155 | 104 | 25.2% | 6.99% | #116 |
| 2025 | 186 | 118 | 28.5% | 6.63% | #117 |
What Kind Lending lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Kind Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 36 | 24 | 10 | 27.8% |
| Pulaski County | 16 | 12 | 3 | 18.8% |
| Craighead County | 16 | 9 | 7 | 43.8% |
| Washington County | 16 | 9 | 6 | 37.5% |
| Independence County | 15 | 8 | 6 | 40.0% |
| Stone County | 13 | 11 | 1 | 7.7% |
| Cleburne County | 6 | 4 | 2 | 33.3% |
| Faulkner County | 6 | 4 | 2 | 33.3% |
| Greene County | 6 | 5 | 0 | 0.0% |
| Van Buren County | 5 | 1 | 3 | 60.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 186 applications in 2025, of which 118 were originated and 53 denied.
28.5% of all applications, or 30.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Kind Lending originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Kind Lending's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology