Kiavi Funding in Washington vs the state
8.7%Denial rate-7.00 pts vs state
11.7%Decision denial rate-7.81 pts vs state
63.0%Origination rate+1.92 pts vs state
10.45%Median rate+3.82 pts vs state
—Rate spread (pts)
—Median applicant income
262Loans originated
36Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 245 | 144 | 13.9% | 10.95% | #140 |
| 2024 | 316 | 222 | 6.0% | 11.10% | #126 |
| 2025 | 416 | 262 | 8.7% | 10.45% | #117 |
What Kiavi Funding lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Kiavi Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 90 | 65 | 4 | 4.4% |
| Pierce County | 76 | 49 | 12 | 15.8% |
| Spokane County | 68 | 35 | 5 | 7.4% |
| Snohomish County | 46 | 25 | 4 | 8.7% |
| Clark County | 30 | 16 | 5 | 16.7% |
| Grant County | 16 | 16 | 0 | 0.0% |
| Thurston County | 15 | 10 | 2 | 13.3% |
| Grays Harbor County | 13 | 9 | 2 | 15.4% |
| Kitsap County | 11 | 7 | 0 | 0.0% |
| Cowlitz County | 7 | 5 | 1 | 14.3% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 416 applications in 2025, of which 262 were originated and 36 denied.
8.7% of all applications, or 11.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Kiavi Funding originated in Washington in 2025 was 10.45%, against a statewide median of 6.63%.
About this data. Figures are Kiavi Funding's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology