Kiavi Funding in Kansas vs the state
5.2%Denial rate-9.82 pts vs state
9.4%Decision denial rate-8.88 pts vs state
48.6%Origination rate-15.24 pts vs state
10.45%Median rate+3.82 pts vs state
—Rate spread (pts)
—Median applicant income
205Loans originated
22Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 86 | 54 | 20.9% | 10.95% | #159 |
| 2024 | 186 | 136 | 8.1% | 10.49% | #97 |
| 2025 | 422 | 205 | 5.2% | 10.45% | #60 |
What Kiavi Funding lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Kiavi Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wyandotte County | 120 | 83 | 12 | 10.0% |
| Johnson County | 83 | 67 | 3 | 3.6% |
| Sedgwick County | 81 | 12 | 2 | 2.5% |
| Barton County | 59 | 0 | 0 | 0.0% |
| Douglas County | 14 | 14 | 0 | 0.0% |
| Shawnee County | 14 | 5 | 1 | 7.1% |
| Miami County | 12 | 9 | 1 | 8.3% |
| Leavenworth County | 9 | 7 | 0 | 0.0% |
| Harvey County | 7 | 0 | 0 | 0.0% |
| Butler County | 4 | 2 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 422 applications in 2025, of which 205 were originated and 22 denied.
5.2% of all applications, or 9.4% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Kiavi Funding originated in Kansas in 2025 was 10.45%, against a statewide median of 6.63%.
About this data. Figures are Kiavi Funding's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology