KeyBank in Alaska vs the state
32.1%Denial rate+18.13 pts vs state
39.6%Decision denial rate+21.58 pts vs state
46.4%Origination rate-14.25 pts vs state
6.81%Median rate+0.37 pts vs state
0.48Rate spread (pts)+0.34 pts vs state
$125kMedian applicant income
52Loans originated
36Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 341 | 147 | 31.1% | 8.00% | #12 |
| 2024 | 172 | 60 | 41.9% | 7.56% | #28 |
| 2025 | 112 | 52 | 32.1% | 6.81% | #40 |
What KeyBank lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most KeyBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 52 | 25 | 17 | 32.7% |
| Kenai Peninsula Borough | 22 | 9 | 7 | 31.8% |
| Matanuska-Susitna Borough | 20 | 9 | 6 | 30.0% |
| Aleutians West Census Area | 6 | 6 | 0 | 0.0% |
| Ketchikan Gateway Borough | 4 | 1 | 3 | 75.0% |
| Fairbanks North Star Borough | 3 | 1 | 1 | 33.3% |
| Juneau City and Borough | 2 | 0 | 1 | 50.0% |
| Kodiak Island Borough | 1 | 0 | 0 | 0.0% |
| Copper River Census Area | 1 | 1 | 0 | 0.0% |
| Hoonah-Angoon Census Area | 1 | 0 | 1 | 100.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 112 applications in 2025, of which 52 were originated and 36 denied.
32.1% of all applications, or 39.6% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans KeyBank originated in Alaska in 2025 was 6.81%, against a statewide median of 6.44%.
About this data. Figures are KeyBank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology