K. Hovnanian American Mortgage in Ohio vs the state
7.8%Denial rate-9.92 pts vs state
8.9%Decision denial rate-13.03 pts vs state
79.9%Origination rate+20.04 pts vs state
5.99%Median rate-0.88 pts vs state
-0.36Rate spread (pts)-0.74 pts vs state
$116kMedian applicant income
247Loans originated
24Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 131 | 103 | 11.5% | 6.50% | #271 |
| 2024 | 203 | 138 | 12.3% | 6.13% | #216 |
| 2025 | 309 | 247 | 7.8% | 5.99% | #188 |
What K. Hovnanian American Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most K. Hovnanian American Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lorain County | 70 | 55 | 4 | 5.7% |
| Summit County | 51 | 37 | 7 | 13.7% |
| Stark County | 43 | 36 | 4 | 9.3% |
| Lake County | 38 | 31 | 3 | 7.9% |
| Wood County | 25 | 22 | 0 | 0.0% |
| Lucas County | 22 | 19 | 0 | 0.0% |
| Delaware County | 17 | 11 | 2 | 11.8% |
| Cuyahoga County | 13 | 11 | 2 | 15.4% |
| Erie County | 13 | 12 | 0 | 0.0% |
| Knox County | 10 | 9 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 309 applications in 2025, of which 247 were originated and 24 denied.
7.8% of all applications, or 8.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans K. Hovnanian American Mortgage originated in Ohio in 2025 was 5.99%, against a statewide median of 6.88%.
About this data. Figures are K. Hovnanian American Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology