JPMorgan Chase Bank · Alaska · 2025

JPMorgan Chase Bank in Alaska: approval rate, denial rate and rates (2025)

JPMorgan Chase Bank took 52 mortgage applications in Alaska in 2025, ranking #63 of 252 lenders active in the state. It originated 48.1% of them and denied 7.7% (13.8% of the applications it decided), against a statewide denial rate of 14.0%.

52Applicationsin AK
13.8%Decision denial ratestate 18.0%
6.50%Median ratestate 6.44%
$325,000Median loanstate $305,000
$11MVolume8 counties

JPMorgan Chase Bank in Alaska vs the state

7.7%Denial rate-6.32 pts vs state
13.8%Decision denial rate-4.19 pts vs state
48.1%Origination rate-12.60 pts vs state
6.50%Median rate+0.06 pts vs state
0.04Rate spread (pts)-0.09 pts vs state
$150kMedian applicant income
25Loans originated
4Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202329203.5%6.56%#61
2024241512.5%7.13%#72
202552257.7%6.50%#63

What JPMorgan Chase Bank lends in Alaska

By loan purpose

Home purchase 37 71% · 2.7% denied
Refinance 2 4% · 0.0% denied
Cash-out refinance 6 12% · 0.0% denied
Home improvement 2 4% · 50.0% denied
Other / HELOC 5 10% · 40.0% denied

By loan type

Conventional 42 81% · 9.5% denied
FHA 3 6% · 0.0% denied
VA 7 13% · 0.0% denied

Why it denied Alaska applicants

Debt-to-income ratio 2 50%
Other 1 25%
Credit history 1 25%

Where in Alaska

Counties with the most JPMorgan Chase Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 28142 7.1%
Fairbanks North Star Borough 750 0.0%
Matanuska-Susitna Borough 512 40.0%
Kenai Peninsula Borough 420 0.0%
Juneau City and Borough 410 0.0%
Sitka City and Borough 210 0.0%
Southeast Fairbanks Census Area 100 0.0%
Denali Borough 110 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 52 applications in 2025, of which 25 were originated and 4 denied.

7.7% of all applications, or 13.8% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans JPMorgan Chase Bank originated in Alaska in 2025 was 6.50%, against a statewide median of 6.44%.

About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology