Jmj Financial Group in Texas vs the state
6.7%Denial rate-12.76 pts vs state
11.1%Decision denial rate-13.79 pts vs state
53.3%Origination rate-1.55 pts vs state
6.94%Median rate+0.44 pts vs state
0.31Rate spread (pts)+0.12 pts vs state
$147kMedian applicant income
8Loans originated
1Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 13 | 9.4% | 6.88% | #796 |
| 2024 | 21 | 14 | 0.0% | 7.19% | #853 |
| 2025 | 15 | 8 | 6.7% | 6.94% | #904 |
What Jmj Financial Group lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Jmj Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denton County | 3 | 2 | 0 | 0.0% |
| Travis County | 3 | 2 | 0 | 0.0% |
| Collin County | 3 | 1 | 1 | 33.3% |
| Tarrant County | 1 | 0 | 0 | 0.0% |
| Cooke County | 1 | 1 | 0 | 0.0% |
| Coryell County | 1 | 0 | 0 | 0.0% |
| Kaufman County | 1 | 1 | 0 | 0.0% |
| Bexar County | 1 | 1 | 0 | 0.0% |
| Ellis County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 15 applications in 2025, of which 8 were originated and 1 denied.
6.7% of all applications, or 11.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Jmj Financial Group originated in Texas in 2025 was 6.94%, against a statewide median of 6.50%.
About this data. Figures are Jmj Financial Group's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology