Intercoastal Mortgage in Georgia vs the state
1.7%Denial rate-17.53 pts vs state
1.8%Decision denial rate-23.25 pts vs state
78.0%Origination rate+23.88 pts vs state
6.50%Median rate-0.13 pts vs state
-0.04Rate spread (pts)-0.31 pts vs state
$136kMedian applicant income
46Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 51 | 36 | 2.0% | 6.69% | #420 |
| 2024 | 59 | 40 | 1.7% | 6.69% | #410 |
| 2025 | 59 | 46 | 1.7% | 6.50% | #421 |
What Intercoastal Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Intercoastal Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Effingham County | 6 | 5 | 0 | 0.0% |
| Chatham County | 4 | 3 | 0 | 0.0% |
| Bryan County | 4 | 4 | 0 | 0.0% |
| Floyd County | 4 | 4 | 0 | 0.0% |
| Wayne County | 3 | 2 | 1 | 33.3% |
| Liberty County | 3 | 3 | 0 | 0.0% |
| Chattooga County | 2 | 2 | 0 | 0.0% |
| Camden County | 2 | 1 | 0 | 0.0% |
| Greene County | 2 | 2 | 0 | 0.0% |
| Burke County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 59 applications in 2025, of which 46 were originated and 1 denied.
1.7% of all applications, or 1.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Intercoastal Mortgage originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Intercoastal Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology