Integrity Mortgage & Financial in Colorado vs the state
1.1%Denial rate-14.49 pts vs state
1.2%Decision denial rate-18.47 pts vs state
75.0%Origination rate+14.98 pts vs state
6.25%Median rate-0.38 pts vs state
0.10Rate spread (pts)-0.05 pts vs state
$107kMedian applicant income
66Loans originated
1Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 99 | 70 | 5.1% | 6.63% | #217 |
| 2024 | 74 | 57 | 2.7% | 6.25% | #259 |
| 2025 | 88 | 66 | 1.1% | 6.25% | #237 |
What Integrity Mortgage & Financial lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Integrity Mortgage & Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 69 | 53 | 0 | 0.0% |
| Teller County | 4 | 3 | 0 | 0.0% |
| Arapahoe County | 4 | 3 | 0 | 0.0% |
| Fremont County | 3 | 2 | 0 | 0.0% |
| Mesa County | 1 | 0 | 0 | 0.0% |
| Custer County | 1 | 1 | 0 | 0.0% |
| Weld County | 1 | 1 | 0 | 0.0% |
| Prowers County | 1 | 0 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Montrose County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 88 applications in 2025, of which 66 were originated and 1 denied.
1.1% of all applications, or 1.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Integrity Mortgage & Financial originated in Colorado in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Integrity Mortgage & Financial's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology