Integrity Home Mortgage in Texas vs the state
9.8%Denial rate-9.66 pts vs state
12.0%Decision denial rate-12.92 pts vs state
64.7%Origination rate+9.78 pts vs state
6.63%Median rate+0.13 pts vs state
0.34Rate spread (pts)+0.15 pts vs state
$122kMedian applicant income
172Loans originated
26Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 72 | 8.8% | 7.13% | #548 |
| 2024 | 310 | 201 | 11.0% | 6.63% | #318 |
| 2025 | 266 | 172 | 9.8% | 6.63% | #360 |
What Integrity Home Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Integrity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 95 | 57 | 7 | 7.4% |
| Bexar County | 57 | 36 | 5 | 8.8% |
| Montgomery County | 22 | 13 | 1 | 4.5% |
| Fort Bend County | 11 | 6 | 0 | 0.0% |
| Wilson County | 7 | 7 | 0 | 0.0% |
| El Paso County | 6 | 6 | 0 | 0.0% |
| Galveston County | 5 | 3 | 1 | 20.0% |
| Dallas County | 5 | 4 | 1 | 20.0% |
| Tarrant County | 4 | 4 | 0 | 0.0% |
| Liberty County | 3 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 266 applications in 2025, of which 172 were originated and 26 denied.
9.8% of all applications, or 12.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Integrity Home Mortgage originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Integrity Home Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology