Ice Lender Holdings in Delaware vs the state
15.0%Denial rate-3.16 pts vs state
25.0%Decision denial rate+2.27 pts vs state
45.0%Origination rate-14.19 pts vs state
7.88%Median rate+1.25 pts vs state
—Rate spread (pts)
—Median applicant income
9Loans originated
3Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 4 | 14.3% | 10.44% | #261 |
| 2024 | 14 | 6 | 14.3% | 8.00% | #208 |
| 2025 | 20 | 9 | 15.0% | 7.88% | #184 |
What Ice Lender Holdings lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 16 | 9 | 2 | 12.5% |
| Kent County | 3 | 0 | 0 | 0.0% |
| Sussex County | 1 | 0 | 1 | 100.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 20 applications in 2025, of which 9 were originated and 3 denied.
15.0% of all applications, or 25.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Ice Lender Holdings originated in Delaware in 2025 was 7.88%, against a statewide median of 6.63%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology