Homexpress Mortgage in Washington vs the state
40.6%Denial rate+24.95 pts vs state
40.7%Decision denial rate+21.20 pts vs state
57.7%Origination rate-3.34 pts vs state
7.38%Median rate+0.75 pts vs state
0.89Rate spread (pts)+0.70 pts vs state
$223kMedian applicant income
172Loans originated
121Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 151 | 84 | 41.7% | 8.56% | #181 |
| 2024 | 239 | 125 | 44.8% | 7.75% | #156 |
| 2025 | 298 | 172 | 40.6% | 7.38% | #150 |
What Homexpress Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 64 | 40 | 22 | 34.4% |
| Pierce County | 36 | 20 | 15 | 41.7% |
| Spokane County | 35 | 17 | 18 | 51.4% |
| Snohomish County | 35 | 21 | 14 | 40.0% |
| Clark County | 23 | 18 | 5 | 21.7% |
| Yakima County | 17 | 7 | 10 | 58.8% |
| Whatcom County | 14 | 5 | 7 | 50.0% |
| Thurston County | 12 | 8 | 4 | 33.3% |
| Kitsap County | 10 | 4 | 6 | 60.0% |
| Klickitat County | 6 | 6 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 298 applications in 2025, of which 172 were originated and 121 denied.
40.6% of all applications, or 40.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Homexpress Mortgage originated in Washington in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology