Homexpress Mortgage in Nevada vs the state
41.2%Denial rate+23.70 pts vs state
41.4%Decision denial rate+19.13 pts vs state
57.9%Origination rate+0.18 pts vs state
7.38%Median rate+0.75 pts vs state
1.35Rate spread (pts)+1.06 pts vs state
$198kMedian applicant income
121Loans originated
86Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 208 | 132 | 34.1% | 8.00% | #86 |
| 2024 | 216 | 132 | 34.7% | 7.88% | #91 |
| 2025 | 209 | 121 | 41.2% | 7.38% | #102 |
What Homexpress Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 181 | 103 | 76 | 42.0% |
| Washoe County | 17 | 12 | 5 | 29.4% |
| Nye County | 4 | 1 | 3 | 75.0% |
| Lyon County | 3 | 2 | 1 | 33.3% |
| Douglas County | 2 | 1 | 1 | 50.0% |
| Carson City | 2 | 2 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 209 applications in 2025, of which 121 were originated and 86 denied.
41.2% of all applications, or 41.4% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Homexpress Mortgage originated in Nevada in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology