Homexpress Mortgage in Kansas vs the state
47.8%Denial rate+32.73 pts vs state
47.8%Decision denial rate+29.48 pts vs state
47.8%Origination rate-16.06 pts vs state
7.75%Median rate+1.13 pts vs state
2.01Rate spread (pts)+1.71 pts vs state
$150kMedian applicant income
32Loans originated
32Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 16 | 52.9% | 8.88% | #234 |
| 2024 | 54 | 30 | 44.4% | 8.06% | #201 |
| 2025 | 67 | 32 | 47.8% | 7.75% | #201 |
What Homexpress Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wyandotte County | 21 | 9 | 10 | 47.6% |
| Johnson County | 15 | 9 | 6 | 40.0% |
| Sedgwick County | 10 | 6 | 4 | 40.0% |
| Shawnee County | 5 | 0 | 5 | 100.0% |
| Douglas County | 4 | 2 | 1 | 25.0% |
| Leavenworth County | 2 | 2 | 0 | 0.0% |
| Riley County | 2 | 1 | 1 | 50.0% |
| Rooks County | 2 | 1 | 1 | 50.0% |
| Cowley County | 1 | 0 | 1 | 100.0% |
| Sumner County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 67 applications in 2025, of which 32 were originated and 32 denied.
47.8% of all applications, or 47.8% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Homexpress Mortgage originated in Kansas in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology