Hometrust Mortgage in Louisiana vs the state
14.3%Denial rate-7.88 pts vs state
42.9%Decision denial rate+14.71 pts vs state
19.1%Origination rate-32.92 pts vs state
6.60%Median rate-0.02 pts vs state
0.93Rate spread (pts)+0.57 pts vs state
$62kMedian applicant income
4Loans originated
3Denied
What Hometrust Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Hometrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caddo Parish | 6 | 2 | 1 | 16.7% |
| St. John the Baptist Parish | 5 | 0 | 0 | 0.0% |
| Lincoln Parish | 2 | 0 | 1 | 50.0% |
| Ouachita Parish | 2 | 1 | 0 | 0.0% |
| Bossier Parish | 2 | 0 | 0 | 0.0% |
| De Soto Parish | 2 | 1 | 0 | 0.0% |
| Jefferson Parish | 1 | 0 | 0 | 0.0% |
| Red River Parish | 1 | 0 | 1 | 100.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 21 applications in 2025, of which 4 were originated and 3 denied.
14.3% of all applications, or 42.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Hometrust Mortgage originated in Louisiana in 2025 was 6.60%, against a statewide median of 6.63%.
About this data. Figures are Hometrust Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology