HomePromise in Colorado vs the state
67.9%Denial rate+52.23 pts vs state
100.0%Decision denial rate+80.34 pts vs state
0.0%Origination rate-60.02 pts vs state
—Median rate
—Rate spread (pts)
$75kMedian applicant income
0Loans originated
19Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 1 | 79.6% | 5.75% | #302 |
| 2024 | 36 | 1 | 52.8% | 7.13% | #333 |
| 2025 | 28 | 0 | 67.9% | — | #375 |
What HomePromise lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most HomePromise applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 5 | 0 | 3 | 60.0% |
| Pueblo County | 5 | 0 | 4 | 80.0% |
| Arapahoe County | 5 | 0 | 3 | 60.0% |
| Denver County | 4 | 0 | 2 | 50.0% |
| Weld County | 2 | 0 | 1 | 50.0% |
| Custer County | 2 | 0 | 1 | 50.0% |
| Douglas County | 2 | 0 | 2 | 100.0% |
| Adams County | 1 | 0 | 1 | 100.0% |
| Alamosa County | 1 | 0 | 1 | 100.0% |
| La Plata County | 1 | 0 | 1 | 100.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 28 applications in 2025, of which 0 were originated and 19 denied.
67.9% of all applications, or 100.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are HomePromise's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology