Homebridge Financial Services in Ohio vs the state
15.5%Denial rate-2.17 pts vs state
17.9%Decision denial rate-4.03 pts vs state
68.5%Origination rate+8.61 pts vs state
10.17%Median rate+3.29 pts vs state
-0.13Rate spread (pts)-0.52 pts vs state
$104kMedian applicant income
309Loans originated
70Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 252 | 116 | 39.3% | 10.18% | #182 |
| 2024 | 338 | 197 | 23.7% | 10.60% | #155 |
| 2025 | 451 | 309 | 15.5% | 10.17% | #153 |
What Homebridge Financial Services lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 83 | 55 | 16 | 19.3% |
| Cuyahoga County | 54 | 28 | 15 | 27.8% |
| Hamilton County | 33 | 26 | 2 | 6.1% |
| Summit County | 22 | 12 | 5 | 22.7% |
| Butler County | 21 | 16 | 3 | 14.3% |
| Montgomery County | 19 | 14 | 2 | 10.5% |
| Lorain County | 13 | 9 | 2 | 15.4% |
| Warren County | 12 | 8 | 1 | 8.3% |
| Stark County | 11 | 5 | 2 | 18.2% |
| Fairfield County | 10 | 10 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 451 applications in 2025, of which 309 were originated and 70 denied.
15.5% of all applications, or 17.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Homebridge Financial Services originated in Ohio in 2025 was 10.17%, against a statewide median of 6.88%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology