Homebridge Financial Services · Kansas · 2025

Homebridge Financial Services in Kansas: approval rate, denial rate and rates (2025)

Homebridge Financial Services took 74 mortgage applications in Kansas in 2025, ranking #193 of 766 lenders active in the state. It originated 64.9% of them and denied 17.6% (21.0% of the applications it decided), against a statewide denial rate of 15.0%.

74Applicationsin KS
21.0%Decision denial ratestate 18.3%
10.72%Median ratestate 6.63%
$110,000Median loanstate $165,000
$11MVolume17 counties

Homebridge Financial Services in Kansas vs the state

17.6%Denial rate+2.54 pts vs state
21.0%Decision denial rate+2.69 pts vs state
64.9%Origination rate+1.04 pts vs state
10.72%Median rate+4.10 pts vs state
0.20Rate spread (pts)-0.10 pts vs state
$105kMedian applicant income
48Loans originated
13Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023462328.3%11.70%#211
2024643726.6%12.00%#188
2025744817.6%10.72%#193

What Homebridge Financial Services lends in Kansas

By loan purpose

Home purchase 5 7% · 20.0% denied
Refinance 14 19% · 50.0% denied
Cash-out refinance 3 4% · 66.7% denied
Home improvement 16 22% · 6.3% denied
Other / HELOC 36 49% · 5.6% denied

By loan type

Conventional 64 86% · 15.6% denied
FHA 2 3% · 50.0% denied
VA 8 11% · 25.0% denied

Why it denied Kansas applicants

Unverifiable information 4 31%
Insufficient cash 3 23%
Debt-to-income ratio 3 23%
Collateral 2 15%
Credit history 1 8%

Where in Kansas

Counties with the most Homebridge Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 39268 20.5%
Sedgwick County 1061 10.0%
Wyandotte County 522 40.0%
Shawnee County 320 0.0%
Butler County 210 0.0%
Leavenworth County 220 0.0%
Saline County 220 0.0%
Douglas County 210 0.0%
Geary County 100 0.0%
Harvey County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 74 applications in 2025, of which 48 were originated and 13 denied.

17.6% of all applications, or 21.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Homebridge Financial Services originated in Kansas in 2025 was 10.72%, against a statewide median of 6.63%.

About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology