Homebridge Financial Services · Alaska · 2025

Homebridge Financial Services in Alaska: approval rate, denial rate and rates (2025)

Homebridge Financial Services took 29 mortgage applications in Alaska in 2025, ranking #73 of 252 lenders active in the state. It originated 58.6% of them and denied 13.8% (17.4% of the applications it decided), against a statewide denial rate of 14.0%.

29Applicationsin AK
17.4%Decision denial ratestate 18.0%
10.72%Median ratestate 6.44%
$105,000Median loanstate $305,000
$2.1MVolume5 counties

Homebridge Financial Services in Alaska vs the state

13.8%Denial rate-0.22 pts vs state
17.4%Decision denial rate-0.59 pts vs state
58.6%Origination rate-2.06 pts vs state
10.72%Median rate+4.28 pts vs state
0.64Rate spread (pts)+0.50 pts vs state
$123kMedian applicant income
17Loans originated
4Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202314921.4%6.63%#78
202415740.0%11.49%#84
2025291713.8%10.72%#73

What Homebridge Financial Services lends in Alaska

By loan purpose

Home purchase 4 14% · 25.0% denied
Home improvement 10 34% · 10.0% denied
Other / HELOC 15 52% · 13.3% denied

By loan type

Conventional 25 86% · 12.0% denied
FHA 4 14% · 25.0% denied

Why it denied Alaska applicants

Collateral 3 75%
Insufficient cash 1 25%

Where in Alaska

Counties with the most Homebridge Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 1582 13.3%
Matanuska-Susitna Borough 961 11.1%
Juneau City and Borough 210 0.0%
Kenai Peninsula Borough 211 50.0%
Fairbanks North Star Borough 110 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 29 applications in 2025, of which 17 were originated and 4 denied.

13.8% of all applications, or 17.4% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Homebridge Financial Services originated in Alaska in 2025 was 10.72%, against a statewide median of 6.44%.

About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology