Home Loan Investment Bank in Colorado vs the state
18.8%Denial rate+3.12 pts vs state
23.1%Decision denial rate+3.42 pts vs state
56.3%Origination rate-3.77 pts vs state
8.25%Median rate+1.63 pts vs state
3.72Rate spread (pts)+3.57 pts vs state
$160kMedian applicant income
9Loans originated
3Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 15 | 31.0% | 8.25% | #309 |
| 2024 | 21 | 11 | 9.5% | 8.25% | #395 |
| 2025 | 16 | 9 | 18.8% | 8.25% | #442 |
What Home Loan Investment Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Home Loan Investment Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Weld County | 5 | 3 | 0 | 0.0% |
| El Paso County | 3 | 1 | 1 | 33.3% |
| Montrose County | 2 | 0 | 1 | 50.0% |
| Elbert County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Fremont County | 1 | 1 | 0 | 0.0% |
| Denver County | 1 | 1 | 0 | 0.0% |
| Larimer County | 1 | 0 | 1 | 100.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 16 applications in 2025, of which 9 were originated and 3 denied.
18.8% of all applications, or 23.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Home Loan Investment Bank originated in Colorado in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology