Hfg Holdings · Ohio · 2025

Hfg Holdings in Ohio: approval rate, denial rate and rates (2025)

Hfg Holdings took 215 mortgage applications in Ohio in 2025, ranking #227 of 1,092 lenders active in the state. It originated 0.0% of them and denied 17.2% (100.0% of the applications it decided), against a statewide denial rate of 17.7%.

215Applicationsin OH
100.0%Decision denial ratestate 21.9%
Median ratestate 6.88%
$175,000Median loanstate $155,000
$0Volume58 counties

Hfg Holdings in Ohio vs the state

17.2%Denial rate-0.48 pts vs state
100.0%Decision denial rate+78.11 pts vs state
0.0%Origination rate-59.90 pts vs state
Median rate
Rate spread (pts)
$59kMedian applicant income
0Loans originated
37Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024309012.3%#170
2025215017.2%#227

What Hfg Holdings lends in Ohio

By loan purpose

Home purchase 142 66% · 15.5% denied
Refinance 13 6% · 7.7% denied
Cash-out refinance 60 28% · 23.3% denied

By loan type

Conventional 132 61% · 13.6% denied
FHA 72 33% · 26.4% denied
VA 11 5% · 0.0% denied

Why it denied Ohio applicants

Credit history 22 59%
Debt-to-income ratio 11 30%
Insufficient cash 3 8%
Collateral 1 3%

Where in Ohio

Counties with the most Hfg Holdings applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Franklin County 2404 16.7%
Cuyahoga County 2205 22.7%
Hamilton County 1204 33.3%
Lucas County 900 0.0%
Montgomery County 802 25.0%
Butler County 700 0.0%
Fairfield County 700 0.0%
Trumbull County 600 0.0%
Medina County 601 16.7%
Summit County 501 20.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 215 applications in 2025, of which 0 were originated and 37 denied.

17.2% of all applications, or 100.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Hfg Holdings's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology