Hancock Whitney Bank in Texas vs the state
23.0%Denial rate+3.59 pts vs state
30.2%Decision denial rate+5.29 pts vs state
50.1%Origination rate-4.76 pts vs state
6.13%Median rate-0.38 pts vs state
-0.01Rate spread (pts)-0.20 pts vs state
$121kMedian applicant income
209Loans originated
96Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 728 | 428 | 10.7% | 6.00% | #202 |
| 2024 | 219 | 100 | 33.8% | 6.49% | #382 |
| 2025 | 417 | 209 | 23.0% | 6.13% | #291 |
What Hancock Whitney Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Hancock Whitney Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 169 | 98 | 23 | 13.6% |
| Fort Bend County | 30 | 17 | 5 | 16.7% |
| Dallas County | 28 | 9 | 9 | 32.1% |
| Montgomery County | 26 | 18 | 2 | 7.7% |
| Collin County | 21 | 6 | 9 | 42.9% |
| Denton County | 18 | 7 | 8 | 44.4% |
| Jefferson County | 12 | 4 | 6 | 50.0% |
| Smith County | 11 | 2 | 8 | 72.7% |
| Tarrant County | 11 | 4 | 5 | 45.5% |
| Travis County | 10 | 7 | 2 | 20.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 417 applications in 2025, of which 209 were originated and 96 denied.
23.0% of all applications, or 30.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Hancock Whitney Bank originated in Texas in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Hancock Whitney Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology