Hamilton Mortgage in Texas vs the state
1.4%Denial rate-18.02 pts vs state
1.5%Decision denial rate-23.38 pts vs state
90.1%Origination rate+35.26 pts vs state
6.13%Median rate-0.38 pts vs state
0.26Rate spread (pts)+0.07 pts vs state
$145kMedian applicant income
64Loans originated
1Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 15 | 0.0% | 7.13% | #913 |
| 2024 | 74 | 66 | 1.4% | 6.49% | #610 |
| 2025 | 71 | 64 | 1.4% | 6.13% | #632 |
What Hamilton Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Hamilton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 17 | 16 | 0 | 0.0% |
| Hardin County | 6 | 5 | 0 | 0.0% |
| Van Zandt County | 6 | 6 | 0 | 0.0% |
| Jasper County | 3 | 2 | 0 | 0.0% |
| Orange County | 3 | 2 | 0 | 0.0% |
| Wilson County | 2 | 2 | 0 | 0.0% |
| Kaufman County | 2 | 2 | 0 | 0.0% |
| Comal County | 2 | 2 | 0 | 0.0% |
| Nueces County | 2 | 2 | 0 | 0.0% |
| Robertson County | 2 | 1 | 1 | 50.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 71 applications in 2025, of which 64 were originated and 1 denied.
1.4% of all applications, or 1.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Hamilton Mortgage originated in Texas in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Hamilton Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology