Guaranteed Rate Affinity in Washington vs the state
5.0%Denial rate-10.67 pts vs state
7.2%Decision denial rate-12.35 pts vs state
64.2%Origination rate+3.12 pts vs state
6.50%Median rate-0.13 pts vs state
0.18Rate spread (pts)-0.01 pts vs state
$157kMedian applicant income
129Loans originated
10Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 134 | 89 | 6.7% | 6.69% | #190 |
| 2024 | 187 | 138 | 5.4% | 6.75% | #174 |
| 2025 | 201 | 129 | 5.0% | 6.50% | #189 |
What Guaranteed Rate Affinity lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Guaranteed Rate Affinity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 67 | 45 | 5 | 7.5% |
| Whatcom County | 53 | 40 | 1 | 1.9% |
| Pierce County | 16 | 6 | 0 | 0.0% |
| Clark County | 13 | 5 | 2 | 15.4% |
| Snohomish County | 11 | 9 | 1 | 9.1% |
| Kitsap County | 8 | 3 | 0 | 0.0% |
| Skagit County | 7 | 4 | 0 | 0.0% |
| Island County | 5 | 4 | 0 | 0.0% |
| Thurston County | 4 | 2 | 0 | 0.0% |
| Spokane County | 4 | 4 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 201 applications in 2025, of which 129 were originated and 10 denied.
5.0% of all applications, or 7.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Guaranteed Rate Affinity originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Guaranteed Rate Affinity's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology