GTE Federal Credit Union in Washington vs the state
14.1%Denial rate-1.60 pts vs state
15.6%Decision denial rate-3.94 pts vs state
73.6%Origination rate+12.49 pts vs state
8.25%Median rate+1.63 pts vs state
1.16Rate spread (pts)+0.97 pts vs state
$175kMedian applicant income
89Loans originated
17Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 27 | 27.0% | 11.50% | #315 |
| 2024 | 129 | 93 | 21.7% | 10.50% | #204 |
| 2025 | 121 | 89 | 14.1% | 8.25% | #225 |
What GTE Federal Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most GTE Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 26 | 19 | 5 | 19.2% |
| Clark County | 20 | 15 | 3 | 15.0% |
| Snohomish County | 17 | 14 | 2 | 11.8% |
| Pierce County | 13 | 11 | 0 | 0.0% |
| Spokane County | 8 | 5 | 0 | 0.0% |
| Kitsap County | 4 | 3 | 1 | 25.0% |
| Chelan County | 4 | 2 | 2 | 50.0% |
| Kittitas County | 3 | 3 | 0 | 0.0% |
| Thurston County | 3 | 1 | 1 | 33.3% |
| Island County | 2 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 121 applications in 2025, of which 89 were originated and 17 denied.
14.1% of all applications, or 15.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans GTE Federal Credit Union originated in Washington in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are GTE Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology