Grove City Area Federal Credit Union in Pennsylvania vs the state
11.9%Denial rate-6.40 pts vs state
14.8%Decision denial rate-7.44 pts vs state
67.6%Origination rate+6.61 pts vs state
5.74%Median rate-0.88 pts vs state
-0.23Rate spread (pts)-0.47 pts vs state
$74kMedian applicant income
125Loans originated
22Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 170 | 106 | 16.5% | 5.75% | #293 |
| 2024 | 173 | 114 | 16.2% | 5.99% | #289 |
| 2025 | 185 | 125 | 11.9% | 5.74% | #288 |
What Grove City Area Federal Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Grove City Area Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mercer County | 96 | 96 | 0 | 0.0% |
| Butler County | 18 | 18 | 0 | 0.0% |
| Venango County | 9 | 9 | 0 | 0.0% |
| Beaver County | 1 | 1 | 0 | 0.0% |
| Lawrence County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 185 applications in 2025, of which 125 were originated and 22 denied.
11.9% of all applications, or 14.8% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Grove City Area Federal Credit Union originated in Pennsylvania in 2025 was 5.74%, against a statewide median of 6.63%.
About this data. Figures are Grove City Area Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology