Greenbox Loans in Washington vs the state
6.3%Denial rate-9.40 pts vs state
8.6%Decision denial rate-10.97 pts vs state
58.3%Origination rate-2.73 pts vs state
8.38%Median rate+1.75 pts vs state
3.24Rate spread (pts)+3.05 pts vs state
$222kMedian applicant income
28Loans originated
3Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 16 | 11.5% | 9.25% | #262 |
| 2024 | 19 | 10 | 10.5% | 8.81% | #382 |
| 2025 | 48 | 28 | 6.3% | 8.38% | #298 |
What Greenbox Loans lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Greenbox Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 10 | 6 | 1 | 10.0% |
| Pierce County | 9 | 5 | 0 | 0.0% |
| Snohomish County | 7 | 3 | 0 | 0.0% |
| Grays Harbor County | 6 | 6 | 0 | 0.0% |
| Cowlitz County | 2 | 0 | 2 | 100.0% |
| Chelan County | 2 | 1 | 0 | 0.0% |
| Thurston County | 2 | 1 | 0 | 0.0% |
| Spokane County | 2 | 1 | 0 | 0.0% |
| Whatcom County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 48 applications in 2025, of which 28 were originated and 3 denied.
6.3% of all applications, or 8.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Greenbox Loans originated in Washington in 2025 was 8.38%, against a statewide median of 6.63%.
About this data. Figures are Greenbox Loans's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology