Greenbox Loans in Texas vs the state
3.2%Denial rate-16.27 pts vs state
4.2%Decision denial rate-20.73 pts vs state
70.9%Origination rate+16.01 pts vs state
7.88%Median rate+1.38 pts vs state
1.84Rate spread (pts)+1.65 pts vs state
$216kMedian applicant income
112Loans originated
5Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 299 | 125 | 7.0% | 9.50% | #326 |
| 2024 | 163 | 99 | 6.8% | 8.88% | #445 |
| 2025 | 158 | 112 | 3.2% | 7.88% | #462 |
What Greenbox Loans lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Greenbox Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 23 | 13 | 1 | 4.3% |
| Harris County | 21 | 13 | 1 | 4.8% |
| Smith County | 16 | 16 | 0 | 0.0% |
| Collin County | 10 | 7 | 0 | 0.0% |
| El Paso County | 8 | 7 | 0 | 0.0% |
| Cherokee County | 8 | 8 | 0 | 0.0% |
| Travis County | 8 | 3 | 2 | 25.0% |
| Fort Bend County | 7 | 5 | 0 | 0.0% |
| Bexar County | 7 | 6 | 0 | 0.0% |
| Tarrant County | 6 | 5 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 158 applications in 2025, of which 112 were originated and 5 denied.
3.2% of all applications, or 4.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Greenbox Loans originated in Texas in 2025 was 7.88%, against a statewide median of 6.50%.
About this data. Figures are Greenbox Loans's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology