GoodLeap in Washington vs the state
16.0%Denial rate+0.36 pts vs state
18.9%Decision denial rate-0.67 pts vs state
55.1%Origination rate-6.00 pts vs state
6.63%Median rate0.00 pts vs state
0.04Rate spread (pts)-0.14 pts vs state
$86kMedian applicant income
196Loans originated
57Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 140 | 75 | 16.4% | 5.88% | #186 |
| 2024 | 284 | 144 | 20.8% | 5.69% | #136 |
| 2025 | 356 | 196 | 16.0% | 6.63% | #130 |
What GoodLeap lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 71 | 42 | 10 | 14.1% |
| Spokane County | 48 | 25 | 11 | 22.9% |
| King County | 48 | 25 | 6 | 12.5% |
| Snohomish County | 26 | 14 | 4 | 15.4% |
| Thurston County | 25 | 9 | 4 | 16.0% |
| Kitsap County | 22 | 12 | 1 | 4.5% |
| Yakima County | 21 | 12 | 7 | 33.3% |
| Clark County | 17 | 12 | 1 | 5.9% |
| Benton County | 16 | 7 | 3 | 18.8% |
| Franklin County | 8 | 7 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 356 applications in 2025, of which 196 were originated and 57 denied.
16.0% of all applications, or 18.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans GoodLeap originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology