GoodLeap in Idaho vs the state
22.1%Denial rate+7.60 pts vs state
24.9%Decision denial rate+7.34 pts vs state
54.9%Origination rate-8.15 pts vs state
6.75%Median rate+0.13 pts vs state
0.11Rate spread (pts)-0.04 pts vs state
$74kMedian applicant income
107Loans originated
43Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 35 | 24.4% | 5.75% | #114 |
| 2024 | 135 | 69 | 21.5% | 5.75% | #97 |
| 2025 | 195 | 107 | 22.1% | 6.75% | #85 |
What GoodLeap lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Canyon County | 55 | 32 | 11 | 20.0% |
| Ada County | 35 | 19 | 9 | 25.7% |
| Twin Falls County | 17 | 11 | 5 | 29.4% |
| Bannock County | 16 | 8 | 4 | 25.0% |
| Bonneville County | 11 | 5 | 0 | 0.0% |
| Kootenai County | 10 | 6 | 3 | 30.0% |
| Elmore County | 5 | 3 | 1 | 20.0% |
| Jefferson County | 5 | 2 | 1 | 20.0% |
| Payette County | 5 | 4 | 0 | 0.0% |
| Jerome County | 4 | 3 | 1 | 25.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 195 applications in 2025, of which 107 were originated and 43 denied.
22.1% of all applications, or 24.9% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans GoodLeap originated in Idaho in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology