Goldman Sachs Bank USA in Ohio vs the state
30.8%Denial rate+13.08 pts vs state
47.1%Decision denial rate+25.17 pts vs state
34.6%Origination rate-25.28 pts vs state
5.60%Median rate-1.28 pts vs state
0.00Rate spread (pts)-0.39 pts vs state
$657kMedian applicant income
9Loans originated
8Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 4 | 16.7% | 5.80% | #586 |
| 2024 | 29 | 5 | 51.7% | 6.23% | #474 |
| 2025 | 26 | 9 | 30.8% | 5.60% | #491 |
What Goldman Sachs Bank USA lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 12 | 3 | 5 | 41.7% |
| Cuyahoga County | 4 | 1 | 0 | 0.0% |
| Hamilton County | 3 | 1 | 1 | 33.3% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Stark County | 1 | 0 | 1 | 100.0% |
| Medina County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Greene County | 1 | 0 | 0 | 0.0% |
| Clermont County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 26 applications in 2025, of which 9 were originated and 8 denied.
30.8% of all applications, or 47.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Goldman Sachs Bank USA originated in Ohio in 2025 was 5.60%, against a statewide median of 6.88%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology