Goldman Sachs Bank USA in Colorado vs the state
10.0%Denial rate-5.63 pts vs state
10.8%Decision denial rate-8.85 pts vs state
82.5%Origination rate+22.48 pts vs state
5.55%Median rate-1.08 pts vs state
-0.08Rate spread (pts)-0.23 pts vs state
$373kMedian applicant income
33Loans originated
4Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 30 | 9.8% | 5.73% | #311 |
| 2024 | 26 | 19 | 19.2% | 6.15% | #373 |
| 2025 | 40 | 33 | 10.0% | 5.55% | #330 |
What Goldman Sachs Bank USA lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Summit County | 6 | 6 | 0 | 0.0% |
| Denver County | 6 | 5 | 1 | 16.7% |
| Douglas County | 5 | 5 | 0 | 0.0% |
| Eagle County | 5 | 4 | 0 | 0.0% |
| Routt County | 4 | 3 | 0 | 0.0% |
| Jefferson County | 3 | 1 | 1 | 33.3% |
| Pitkin County | 3 | 3 | 0 | 0.0% |
| Larimer County | 2 | 1 | 1 | 50.0% |
| San Miguel County | 2 | 2 | 0 | 0.0% |
| Garfield County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 40 applications in 2025, of which 33 were originated and 4 denied.
10.0% of all applications, or 10.8% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Goldman Sachs Bank USA originated in Colorado in 2025 was 5.55%, against a statewide median of 6.63%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology