Global Federal Credit Union in Washington vs the state
16.8%Denial rate+1.19 pts vs state
21.0%Decision denial rate+1.50 pts vs state
62.2%Origination rate+1.10 pts vs state
6.13%Median rate-0.50 pts vs state
-0.22Rate spread (pts)-0.41 pts vs state
$164kMedian applicant income
764Loans originated
207Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,113 | 617 | 21.8% | 7.00% | #55 |
| 2024 | 1,198 | 690 | 18.5% | 6.50% | #52 |
| 2025 | 1,229 | 764 | 16.8% | 6.13% | #55 |
What Global Federal Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Global Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 498 | 332 | 67 | 13.5% |
| Snohomish County | 193 | 128 | 24 | 12.4% |
| Pierce County | 157 | 87 | 34 | 21.7% |
| Island County | 109 | 64 | 18 | 16.5% |
| Spokane County | 86 | 46 | 21 | 24.4% |
| Skagit County | 26 | 14 | 8 | 30.8% |
| Thurston County | 24 | 12 | 8 | 33.3% |
| Kitsap County | 16 | 12 | 2 | 12.5% |
| Whatcom County | 15 | 10 | 3 | 20.0% |
| Clark County | 13 | 4 | 3 | 23.1% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 1,229 applications in 2025, of which 764 were originated and 207 denied.
16.8% of all applications, or 21.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Global Federal Credit Union originated in Washington in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Global Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology