Glacier Bank in Colorado vs the state
16.2%Denial rate+0.61 pts vs state
20.9%Decision denial rate+1.19 pts vs state
60.9%Origination rate+0.92 pts vs state
7.15%Median rate+0.52 pts vs state
0.34Rate spread (pts)+0.19 pts vs state
$111kMedian applicant income
259Loans originated
69Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 335 | 194 | 14.0% | 8.13% | #122 |
| 2024 | 331 | 198 | 17.2% | 8.00% | #122 |
| 2025 | 425 | 259 | 16.2% | 7.15% | #116 |
What Glacier Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Glacier Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| La Plata County | 90 | 56 | 10 | 11.1% |
| Chaffee County | 60 | 34 | 13 | 21.7% |
| Pueblo County | 48 | 29 | 11 | 22.9% |
| Mesa County | 47 | 31 | 7 | 14.9% |
| Archuleta County | 35 | 20 | 6 | 17.1% |
| Fremont County | 23 | 14 | 3 | 13.0% |
| El Paso County | 19 | 11 | 2 | 10.5% |
| Rio Blanco County | 14 | 4 | 4 | 28.6% |
| Denver County | 14 | 10 | 2 | 14.3% |
| Larimer County | 13 | 13 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 425 applications in 2025, of which 259 were originated and 69 denied.
16.2% of all applications, or 20.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Glacier Bank originated in Colorado in 2025 was 7.15%, against a statewide median of 6.63%.
About this data. Figures are Glacier Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology